Information Services
SiteLines is our Commercial inspection and rating database. Through SiteLines, SCM RMS has been providing valuable risk information to the property & casualty marketplace for more than 20 years. Customers are provided with instant access to:
On-Line Surveys – Over 125,000 reports have been loaded within the past 3 years. SCM RMS also retains a historical database of Commercial inspections conducted over many years.
On-Line Rates – SCM RMS uses our AccuRate rating engine as the base for all the Commercial property rates we provide to our customers.
- AccuRate – Provides customers with loss cost and fully loaded property rates based on information developed from a SCM Commercial inspection.
- X-Rate II – Using the AccuRate rating engine plus key risk factor information you supply on line, X-Rate II enables you to quickly calculate property rates for eligible risks prior to inspection.
- U-Rate – Using the AccuRate rating engine plus complete risk factor information you supply on line, U-Rate enables you to calculate property rates for all Commercial industry codes prior to inspection.
Commercial Tracking System (CTS) - As the only comprehensive historical claims database of its kind in Canada, customers can use CTS to check loss information for commercial risks located right across Canada.
Vision Services
- AutoVision for your Personal Automobile Portfolio
- HabVision for your Personal Habitational Portfolio
Obtaining accurate underwriting information is an important issue affecting the property and casualty insurance industry today. SCM RMS believes that accurate information is essential in proper risk assessment, which leads to the collection of adequate premium for exposures at risk in your policy portfolios.
Our Vision Services provide a positive, non-invasive means to survey your clients. Simply put, our services provide one of the most cost effective methods to authenticate rating and underwriting variables within personal automobile portfolios in Canada.
We use recognition software and scanning applications to capture the insured’s information electronically. Our program brings together updated risk information harvested from your insureds and known data elements from your own policy management system.
AutoVision and HabVision are able to identify, flag and categorize these changes and underwriting concerns – all available to you via the web. RMS handles every aspect of our Vision Services while you spend less time reviewing the changes proposed.
